Net Worthy - The Financial Master Plan For Millennials

“Before we send young people out into the financial world, we owe each and every one of them a solid, practical education about how that financial world works, and how to thrive in it. But we, as a society, have done a ridiculously poor job of doing that.

This ends now. Welcome to I Am Net Worthy.”
- Chris Smith

From student loans to savings accounts, cars to credit scores, I Am Net Worthy covers all the essential aspects of personal finance for today’s young adults. Financial expert Chris Smith teams up with a different Millennial co-author in each chapter, resulting in a uniquely authentic, swift, engaging read. I Am Net Worthy proves that financial independence is truly possible for young adults everywhere, through a practical, step-by-step approach that anyone can follow.

The book is structured around 83 “Net Worthy Nuggets,” which are short, essential pieces of financial wisdom. Each nugget is simple to understand by itself, but the real power of I Am Net Worthy is how the nuggets work together to form a comprehensive, practical and powerful plan which will propel you towards financial independence safely, wisely, and successfully.

“What do I do first? Pay off my credit cards? Invest in my employer’s retirement savings plan? Buy a house? Pay off my student loans? Help!”

Young adults everywhere struggle with financial questions like this every day, and it’s stressful. If you’re one of them, you’re used to finding quick and easy answers for everything else online, but financial queries usually just lead to a quagmire of scams and sales pitches. When you turn to friends and coworkers for help, they’re usually struggling with the very same questions. Your parents, and others from the previous generation would love to help, but they came of age in a completely different financial world. I Am Net Worthy tackles all these questions head on, and delivers sound, practical, easy-to-understand answers.

Here are some of the things you’ll learn:

What the true “object of the game” for your financial life is, and what it’s not

The super-simple Million Dollar Plan

The three-phase path to financial independence

The big killer spending mistakes that most people make without ever realizing it

Cars: Avoiding the common mistakes that cost most people thousands of dollars unnecessarily

Houses: Why the rent or buy decision isn’t nearly the no-brainer that it used to be, and how to wisely proceed if buying makes sense for you

Long-Term Investing: put the pedal to the metal in your drive to financial independence, the simple, safe and proven way

Why making your financial moves in the right order is so essential, and what that right order is

And much, much more

It’s one thing to earn an income, but it’s another to know what to do with that income. If your income is relatively high, that high income won’t be doing you any lasting, long term good if you don’t put it to use wisely. If your income is relatively low, your margin for error is smaller, so it’s even more important to use every dollar in a confident, well informed way. No matter your income, I Am Net Worthy is your indispensable master plan to turn your financial stress and frustration into financial confidence and peace of mind.

Financial independence is just as possible as ever, and the sooner you get on the Net Worthy path, the sooner you can achieve it. I Am Net Worthy is not about get-rich-schemes, “inspirational” examples that most people couldn’t duplicate, or textbook-style graphs and equations. Instead, it’s the complete set of sound, proven financial principles that anyone can follow, nugget by nugget, explained to you by a diverse and energized team of fellow Millennials.

Stop financially stressing, stop financially guessing, and get Net Worthy today!