The Lenders: A Novel About Mortgage Fraud

Not an ordinary crime scene… At the height of the Seattle real estate boom in 2007, Justin Diamond, an accountant at Franklin Mortgage, is killed. The police call it a drive-by shooting, but Annie Robinson, Justin’s friend and a loan processor at Franklin, calls it murder. As she learns more about Justin, Annie also learns how flagrantly fraud is being committed at her company and how loan information is being changed before loans are sold to Wall Street companies who then re-sell them to other investors around the world. Management is unconcerned about the fraud and, in fact, is a part of the culture of acceptance driving the dishonesty. Profit is king in this environment. When Annie discovers why Justin was killed and who killed him, the discovery puts her own family in jeopardy just as bad loans lead the company into bankruptcy and the economy goes into freefall. Annie must find a way to protect the people she loves. She’s in too deep to turn back.